
Death Benefit Only for needed for a number of years. Conversion possible to permanent Learn More		Indexed Universal Life is the new product that is on the rise. It can serve as an investment or assure life time death benefit if desired. Learn More		Indexed Annuities are the new look for safe guaranteed basic returns, and the opportunity for income growth Learn More		LTC insurance is still provided as a stand alone policy, or as a rider on Indexed Life Insurance or Indexed Annuities. Learn More

Life + LTC
Hybrid Life / Long Term Care (LTC) Products are becoming more popular every day. Yes, they can be complicated, but do not have to be . . . .when you work with an agent that specializes in BOTH LIFE AND LTC INSURANCE!! Combining an indexed Universal Life insurance Policy with a Long Term Care Insurance rider is a real "Win-Win" situation, because the investment is coming back to fund long term health care, retirement income, death benefits for heirs, or possibly some of all three. Know any other vehicle that can do this?

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