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​Death Benefit Only for needed for a number of years. Conversion possible to permanent
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Indexed Universal Life is the new product that is on the rise. It can serve as an investment or assure life time death benefit if desired.
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Indexed Annuities are the new look for safe guaranteed basic returns, and the opportunity for income growth
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LTC insurance is still provided as a stand alone policy, or as a rider on Indexed Life Insurance or Indexed Annuities.
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Term Life Whole Life Annuities Long Term Care
Long Term Care, Final Life Expense Assisted Living Insurance - Hot Springs, Little Rock, Benton, AR
Who are we? Joe Gray Insurance is an Independent Agency that specializes in helping seniors and their heirs provide for needed planning in personal insurance; Life,(both term and permanent) Long Term Care, and Annuities. We work with a large, multi-state group that gives us access to the strongest and most competitive insurance companies in the business. Every case is "shopped" electronically  before being submitted to the one most likely because each person is different in age, size, amount needed, etc.

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Phone: 501.226.3033